In 1992, Hurricane Andrew had devastating affects on the insurance and housing industries. Florida Building Code underwent major updates around 2002/2003 that made significant modifications to the way houses are built. These changes affected how the roof covering materials (shingles or tiles, for example) are attached, how the deck boards are attached, how the roof structure is secured to the walls of a home, and more.
The Wind Mitigation inspection checks to see which of these features are implemented in your home. If you've had your roof replaced, it describes what was done to bring your home up to or close to current standards. It's an assessment of risk that does one major thing for you: It qualifies you for credits (discounts) on your insurance premiums.
A wind mitigation inspection takes as little as 15 minutes and up to 45 minutes. The amount of time taken is dependent on whether or not you have hurricane shutters or impact windows installed on your home, alongside various other features that may qualify you for discounts on your insurance. In essence: The more features you have, the longer it will take. We need to provide evidence / proof of every feature we show that your home has.
Our cost is $129 for a stand-alone (solo) Wind Mitigation inspection. If you bundle it with a 4-Point inspection report, the total cost is $169. There are
no hidden fees. You can
Click Here to Schedule an Inspection at any time!
The state of Florida has mandated that the Uniform Wind Mitigation form 1802 is valid for 5 years from the date of issuance. If you've lost your wind mitigation (and we performed it for you), you can
CLICK HERE to see if we can locate your documents for you.
The wind mitigation encompasses the construction methods used in constructing the building envelope of the home. Essentially, the point is to see how well a home will hold up against wind and debris in a major storm. This information is then used to calculate qualified credits (discounts) on your insurance policy.
- How old is the roof?
- Depending on when it was installed, does it follow current code for roof installation?
- What type of nails are used to secure the deck boards and how many?
- What type of roof deck is in use? Plywood, OSB, or dimensional lumber?
- How do the roof trusses or rafters secure to the walls of your home?
- Is the roof a Hip roof, flat roof, or other type of roof?
- Is there a waterproofing layer (SWR) between the roof covering material and the deck boards?
- Do your windows have shutters or impact protection ratings? If so, which ratings?
- Do your solid doors have shutters or impact protection ratings? If so, which ratings?
- Do your garage door(s) have wind load or impact protection ratings? If so, which ratings?